I have been driving my R Martin Limited EVD everywhere since I bought it. I have finally decided to get some insurance to give myself a little bit of protection on the dangerous roads that are so often flooded with "zombie" drivers.
Background: I am running into the same issue that I did when inquiring about insuring a Zapcar with my agent a few months ago, I am under 25 so rates on motorcycles and motor-driven cycles are higher than a normal car for me. So I have been repeatedly told that short of getting married, or having a child, I will simply have to wait until I am 25 in order to lower my rates. Clearly, aside from my concern for my environmental impact, I am also trying to protect my pocket and in a time when "tightening the budget" is becoming a daily topic in my house, waiting doesn't seem practical.
So here is my question for all of you:
If you drive an electric scooter (or car for that matter), do you have it insured? If so, what company do you use? Are the rates lower compared to typical cars in your area? Is there anything special you had to do in order to get a lower rate? ((For instance, I told them it is 0cc, 4 hp, and not legal on the interstate in hopes of getting a small break))
I realize that rates depend on location, but I am hoping that the same rules of relativity will apply. I am at least hoping for a good reference when discussing insurance with any future customers. Thus far, our customers have found that State Farm and Farmers Insurance are the most open to insuring Electric Vehicles. I want to make sure that any other companies who are making an effort to insure EVs get proper recognition in our dealership.